Lock-in your interest rate 1 & monthly payment before you head to the dealership.
Share a few details to get prequalified with no impact to your credit score.
Get perks to help buy your next ride.
Shop live inventory, then apply for financing online or with one of thousands of participating dealers nationwide.
Both the R1T and the R1S are now eligible for leasing and qualify for a $7,500 EV lease incentive. Select configurations are available for delivery within 1 - 4 weeks. footnote reference 2
Learn about your current trade-in value, maintenance info, plus get personalized offers.
Can I refinance my current vehicle with Chase?
No, we don’t offer auto refinancing right now.
Do I need a Chase account to get financing?
No, you don't have to have a Chase account to finance with Chase.
Can I purchase the vehicle I'm currently leasing?
You may be able to purchase your leased vehicle. Contact your leasing company to discuss your options. Check your statement for contact info.
What are your auto interest rates?
Use our rate and payment calculator to get your estimated interest rate and monthly payment amount.
What's a down payment and is one required?
A down payment is the initial amount of money you want to pay toward your car, and it can lower your financing amount and monthly payments. A down payment isn't required when you finance with Chase.
Can I finance my private party vehicle purchase with Chase?
No, Chase doesn't offer financing for private party vehicle purchases.
What do I do if I can't find my dealership with the dealer locator tool or on the online application?
If your dealership is in the Chase network but you can't find it using the dealer locator tool, you'll need to apply directly with the dealership. If your dealership isn't in the Chase network, you can't apply for financing with Chase.
Prequalification is an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income info you provide and your credit report. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
Why should I prequalify?
If you get prequalified, you'll have an estimate of how much you may be able to borrow. This can help you plan your vehicle financing before you apply.
The Chase prequalification tool won't provide results in some cases, like if you have a freeze on your credit or a recent change in address.
If you don't get prequalified:
- You can check your credit score for free with Chase Credit Journey.
- Even if you've not been prequalified, you're always welcome to shop for and choose a vehicle on Chase.com/auto, and apply online.
What can I do if I'm prequalified?
We'll connect you with Chase's online inventory so you can shop for a vehicle. Please remember, prequalifying doesn't mean that you're guaranteed an offer. Once you've chosen a vehicle you can also apply online before going to the dealer. If your application is approved, you'll get your financing amount and annual percentage rate (APR).
What should I expect when I shop for a vehicle with Chase?
Our shopping experience works best when you plan to buy a new vehicle in the next 30 days.
You can search our local dealer inventory or shop in person through our local dealer network to find a vehicle that's right for you. When you find a vehicle you’re interested in, you'll have the option to take a test drive and ask the dealer any additional questions. Once you've decided on a vehicle, you can also apply for financing online or with your dealer and get a decision in minutes. If you apply online, you'll finish your paperwork with the dealership.
If you’re not ready to buy within the next 30 days, check out Chase Auto for more resources and information.
How often is online dealer inventory refreshed?
Online dealer inventory is refreshed several times a day. If you have a question about available vehicles, check directly with the dealer.
If I don't find my local dealership in the online shopping experience, can I still finance a car with Chase?
Yes, the Chase local dealer network extends beyond those that offer online inventory. Chase financing is available whether you shop and finance online with Chase, or shop and finance in the traditional way through an in-person Chase network dealer.
If I shop the Chase network of dealers and online inventory, do I have to finance with Chase?
No, you don't have to finance your vehicle with Chase.
What are car insights?
Within our exclusive MyCar dashboard, we offer insights like your current car’s Kelley Blue Book TM trade-in value, your car’s depreciation over time, your upcoming maintenance schedule, car buying and owning advice, and if you’re shopping for a new car, a calculator to help estimate your rates and monthly payment.
How do I learn the amount I can borrow?
When you get prequalified, you request an estimate of how much you may be able to borrow for a vehicle. This estimate is based on the income and credit info you provide us. The prequalification request won't affect your credit score.
Prequalifying doesn't mean that you're guaranteed an offer, and it's not a financing application.
How do I sign in to see offers?
If you’re a Chase customer, sign in with your username and password to access your MyCar dashboard. If you have any available pre-approval offers you’ll see that special offer messaging on your dashboard along with any relevant terms & conditions.
1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. ("Chase"), you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage. Your lock applies only to the specific vehicle, dealer and terms you requested; any changes may result in a rate change.
2 Lease a new Rivian R1T. 36 monthly payments at $899 per month. $6,744 due at signing. $0 security deposit. This is a sample transaction. Discuss full details with Rivian. The tradename Rivian Financial Services and the Rivian logo are owned by Rivian, LLC (Rivian) or its affiliates and are licensed to JPMorgan Chase Bank, N.A. (Chase). Rivian is solely responsible for its products and services and for promotional statements about them, and is not affiliated with Chase or its affiliates. Auto finance accounts are owned by Chase and are subject to credit approval, terms and conditions.
